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The second revision by the European Union of the Payment Services Directive (PSD2 – Payment Services Directive 2) is a set of changes that regulate electronic payments across the EU. PSD2 (PSD1’s upgrade) was created to stimulate competition, to facilitate innovation, to introduce new types of payment services and to extend the scope of the Directive. PSD2 also represents the dramatic global shift from consumer to digital payment methods and increased expectations for enhancing consumer safety.

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