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JCC INSTALMENTS

Sell more by letting your customers pay when they can
JCC Installments

FLEXIBLE PAYMENTS, GUARANTEED SETTLEMENTS

Your business is different. So are your customers.
Not all of your customers will want to pay for your products or services in one lump sum. Giving them the option to pay in instalments means more sales for you. JCCinstalments protects you with guaranteed settlements and attractive customisations, like being able to choose how big your instalments are and for how long your customers pay.

Why JCCinstalments?

Guaranteed settlements

Guaranteed settlements

Quick integration

Quick integration

Interest free

Interest free

What you need to know

Please read the following before you set up your own instalment plan.

Participating credit cards
Instalment plans can only be created using credit cards issued by Bank of Cyprus, Hellenic Bank and Alpha Bank (Cyprus).
The instalment process
  • To begin the instalment process, you first need to talk to JCC.
  • The instalment plan feature works only through the JCC terminal in your shop.
  • Once you’ve registered for the instalment service, you can choose whether to receive the full transaction amount immediately or in monthly instalments. If you choose to be paid fully, the issuing bank will charge a processing (prepayment) fee. If you choose to be paid in instalments, there is no fee. To change the settlement method once you’ve set it, contact JCC in writing at least 3 business days before setting up any more instalment plans.
  • You can set the number of instalments.
  • You should expect your first instalment one month after the initial transaction is completed.
Instalment restrictions
  • The maximum transaction amount payable through instalments is €20.000.
  • The minimum monthly instalment is €7.
Interest and charges
  • If you choose to be paid in monthly instalments, then the issuing bank will not charge any processing (prepayment) fees.
  • You can advertise that you offer interest-free instalments if you cover the processing fee.
  • You can advertise that you offer interest-bearing instalments, and charge customers the corresponding processing (prepayment) fees, by adding the fees to the total transaction amount.
  • JCC merchant service charges (MSCs) are applied normally in addition to any processing (prepayment) fees charged by issuing banks. See the table below for more detailed information about service charges.

Number of Monthly Instalments Bank of Cyprus Hellenic Bank Alpha Bank
3 1,25%
6 1,90% 1,80% 1,85%
12 3,50% 3,25% 3,50%
18 6,00% 5,80%
24 8,40% 8,30% 8,35%
36 11,80% 11,90% 11,80%
48 15,60% 16,00% 15,60%
Have we answered everything?
If there’s something we haven’t answered, feel free to get in touch.
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